for Newbies – The right way to Make a Price range From Scratch 2021

Discover ways to make a price range for the primary time on this fast tutorial. Listed here are the foremost classes your price range wants, how you can setup your earnings and bills so you already know if you're overspending or hitting your objectives. Here is how you can price range for newcomers.
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25 thoughts on “Budgeting for Beginners – How to Make a Budget From Scratch 2021

  1. Robin Lillian says:

    Food is not really a fixed expense, because you choose what to buy. A frugal person can spend much, much less on food than someone who eats out every meal. You don't have any control over how much rent you have to pay each month.

  2. Robin Lillian says:

    Paying only the minimum on credit cards is a BAD idea. You are only paying the interest and not the principle, and maybe not even all of the interest. Your debt will never go down that way, or could even increase. Always pay more than the minimum if at all possible, even if it's only a few dollars.

  3. Mammusa Einki says:

    About recording what you actually spend. Can you or anyone recommend an app (not for i-phone – i have a samsung) where I can put in how much mony i can use every month and then have different catagories and then when i get out of the shop i can put what i have spent right under the categories and the app will automatic detract the amount and tell me how much i have left? I am not talking about a budgdt app. What i need is an app where i registeer my income after i have paide all the nessesities (on amount) and then can put how much i have spent in and the app registrer it and detraks . Only one income/salery category and multiple outgoing categories. Not a budgetin-spp. I am not so good at english as it is my third language but i hope this is understandible and that someone can recommend an app for me because i can only find apps where i have to write how much i can use on this or that. Thank you.

  4. Jalyn Sanderson says:

    Do you have a video on investing?
    I tried to work with stocks but I am not sure what else is out there to do investing in. I want to have better future and be smarter with investing. I also, want to say I want to try to work on staying in budget and using your excel templet effectively. Thank you again for this video.

  5. Gwennifer says:

    Before getting married, my husband and I have both been pretty good about living within our means and not overspending too much, but since we just got married and are moving out on our own I'm gonna give a shot at budgeting since we'll be sharing an account 🙂

  6. autumn Little says:

    Thank you so much for the help the video was great but I do have a few questions say you need to pay something in your fudge like a vehicle breaking down and you put it on your credit card would it go under your credit card budgeting as far as like only counting the minimum payments or would you count it in fudge and credit card? As little confused on that portion because I didn't want to count it twice

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