6 ideas of private finance and budgeting for 2022

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Studying how you can handle your private funds and budgeting, independently of your particular monetary scenario, ought to undoubtedly be one in all your priorities this yr; I imply, it ought to be one in all your priorities your complete life, but when you have not kickstarted the method but, this yr is nearly as good a time as any to get extra concerned on this planet of private finance.

My Spreadsheet:

Basic Assets:

‣ Ovalblog Monetary Training:
‣ Easy Price range Printable:
‣ Cash Administration Template:
‣ Notion Monetary Tracker (paid):
‣ Notion Private Finance Template (free):
‣ Greatest Private Finance books:
‣ Greatest Private Finance podcasts:
‣ Mint:

Every little thing about Debt:

‣ 25 Methods to Get Out of Debt in 2021:
‣ 10 Methods to Get out of Debt:
‣ Escape the Debt Cycle:
‣ Mortgages – a Newbie's Information:

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38 thoughts on “6 principles of personal finance and budgeting for 2022

  1. Jianfa Tsai says:

    Husband tells wife to keep her money safe and separate. Husband said: "I might turn bad in future to cheat you of your money. Or your parents or children will turn bad to cheat you." Keep your money in different bank accounts as secret with no internet access. Dont give me money no matter what I do or how I beg you.

  2. Amy Rankin says:

    At 4.48 you add in your categories which automatically get added to a separate table with the amount, how have you done this? I have downloaded your sheet but it’s not happened automatically like yours. Much appreciated. Amy

  3. krzyś szymański says:

    2:10 – three goals:
    * emergency fund
    * budgeting/expanse tracking
    * getting rid of debt
    2:35 – the emergency fund: keep it stocked!
    3:35 – expanse tracking: be mindful & analyse your spending habits.
    * ask mindful questions about your spending
    5:50 – budgeting rules of thumb

    * prioritize spending
    * big bill prevention
    8:30 – different account for different goals
    9:30 – taxes and financial calendar
    10:35 – regular finance housekeeping: personal finance is a chore

  4. Jianfa Tsai says:

    You may own your house, but if you or your future generations dont have backup funds equivalent to the current market rate of a house, if something bad happened to your home e.g. termites, water damage, natural disasters, house becomes unstable due to aging, you will have no home to stay in. Although you can build a tent in the backyard for your family to stay in. Thus its important to have backup homes, emergency funds and investment portfolios which you liquidate. Dont spend money on items which does now grow in future value.

  5. Juls97 says:

    Being an accounting major has taught me a lot about money. I started my personal finance journey back in college and that's how I was able to save up for my emergency fund until I started working and I was able to build my stock portfolio. Years later and I now have a few real properties and even insurances. WIth personal finance you can definitely save up no matter how small you have at first.

  6. Rubaida Sharmin says:

    I have one idea for your wedding matter. Why don't you get married at your local church and feed some poor people on that very day. This act of kindness will bring more blessings in your life. No need to spend too much money on wedding preparation. Keep it simple.

  7. Pearl Heather says:

    Every financial goal requires alot patience, dedication and consistent spirit knowing that Investing is currently the most lucrative business in the world, both NFT, real estate and Crypto shares are really positively changing people’s lives, I know the problems for technology believers will end soon

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